A LITTLE MORE CLARITY

Good questions.
Honest answers.

Do I need previous insurance experience?

You can explore this path even if you are new to insurance. Eligibility, training, examinations, and appointment requirements depend on the insurer and applicable regulations. Confirm these before you start advising clients.

Is ₹1 lakh a guaranteed salary?

No. ₹1 lakh is an earning-potential figure, not a promised salary. Actual income depends on sales performance, applicable commissions, and policy conditions. Ask for the earning period and written compensation details before joining.

Can I work alongside my existing commitments?

Insurance agency work may offer flexibility. Confirm the expected time commitment and whether your existing employment or other obligations allow you to take on this role.

What should I check before joining?

Ask for the insurer’s name, agent eligibility requirements, training and exam details, any fees, the written commission structure, and the appointment process. Never rely on income promises alone.